For most, the word budgeting sends a shiver down the spine from past or maybe even current trauma. I get it.

Budgeting, or the planning of your income and expenses, tends to be the stage that involves the culmination of your history with money (including financial trauma), values and beliefs, your shortfalls, financial goals and more.

However, there seems to be many misconceptions around budgeting.

When it comes to wealth building, and habits in general, you want to establish a structure that’s going to keep you as consistent as possible. This is so you can reduce the friction, or push back, of carrying out different actions necessary for you to thrive within your personal finances. Budgeting is no different. There are many different views around budgeting but I want to talk about the easiest way to budget by saving for your top priorities first.

Insert the reverse budget.